Merchant Risk Analyst

Phoenix, AZ

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Title: Merchant Risk Analyst

Location: Phoenix, AZ


Our Client, a trusted leader in payment solutions and support, is searching for a Merchant Risk Analyst to add to their team. The goal of the Risk department is to mitigate financial loss to the company through proactive merchant review and analysis. This position resides within the Risk Management Department, reporting to the Director of Risk Management. The Risk Analyst candidate will proactively review the company’s merchant portfolio for fraud, regulatory, and credit risk. The Candidate will utilize a host of risk monitoring tools to review and analyze merchant activity, business structure, and financial exposure. This information will be used to determine whether adverse action is required to prevent loss.


  • Monitor merchant processing activity for exceptions outside of approved parameters
  • Identify, investigate, and report potentially suspicious activity
  • Complete periodic reviews of high-risk merchants, including deep dive into merchant financial to determine overall risk exposure to the business
  • Make decision regarding the disposition of merchant processing activity to mitigate losses to the company
  • Assist in the mitigation of losses by ensuring activities are an accurate representation of merchant’s business model
  • Provide various reporting to management


  • Bachelor’s in Finance or equivalent in relevant experience and training
  • 2 years’ experience in risk management and/or underwriting
  • Strong analytical skills
  • Experience in bank or bank card industry
  • Good practical knowledge of Excel
  • Excellent verbal and written communications skills
  • Ability to work in a fast-paced environment
  • Experience with First Data and TSYS processing systems preferred